
Budgeting & Money Habits
How to Set Up Sinking Funds: A Simple System for Irregular Expenses
Irregular expenses do not have to be a surprise. Learn how sinking funds work and how to set up a simple system for the costs you know are coming.
Simple systems and habits to plan your spending, track your money and stay consistent.

Irregular expenses do not have to be a surprise. Learn how sinking funds work and how to set up a simple system for the costs you know are coming.

The 50/30/20 rule works best with a steady paycheck. Learn how to adapt it to irregular income using a baseline month and simple percentages.